“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” ~ Albert Einstein. I love that quote, but getting by without paying any interest at all is simply...
The first time I ever had to verify my income had nothing to do with a loan application. I was sitting in a real estate office trying to rent my first apartment in New York City. It was 2011 and...
Listen…I had it going on in my early, early twenties! I mean, you couldn’t tell me a thing. But wait, wait…this isn’t a vanity post. I’m talking about my finances. They were ON POINT! Own home? Check! Excellent credit/credit score? Check! Money...
Meet your behind-the-scenes credit “influencer”. Did you know that there’s a BIG star of your credit show (often overlooked) that goes up for audition each and every time you apply for a loan or credit card? Yes! It’s your debt-to-income...
Deciding to purchase your first home is a really exciting time, but the process itself can be a bit of a black box. This step-by-step guide demystifies the process and walks you through the basics on what actually goes...
I’m of the opinion FOMO (“Fear of Missing Out”) never strikes harder than during the summer months. Perhaps it’s the laid-back vibe in the air, the fact that things slow down at work, or an indescribable itch leftover from eighteen...
Of the three key numbers that determine your financial health—verified income, credit score, and debt-to-income ratio—debt-to-income ratio (DTI) is probably the least commonly discussed. What is debt-to-income ratio? It’s a key indicator of whether you’re living within your means, and...
Let’s set the stage of a typical, 2018 engagement announcement: You wake up on a Saturday morning, and (obviously) immediately check your phone – you have 3 missed calls from your best friend. You call her back thinking, ‘Wow what...
Show of hands: who learned what a mortgage is when they were younger? In high school? In college? Yeah, me neither. Mortgages and home buying are not exactly a topic Sesame Street covers, and it’s likely something you’ve never discussed...
TREAT YO’ SELF. A phrase we all know way too well. For real, life can be very stressful and we all often use treats to calm our nerves, cause hey we only experience life once! But as much as we...
“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” ~ Albert Einstein. I love that quote, but getting by without paying any interest at all is simply... 
